Lower costs
Better rates, lower fees and less costly reporting requirements.
Recently secured$31,500+
a year in savings for an Okanagan tire group, with four lending relationships consolidated into one.
Services
Corporate debt advisory
Financing for business owners. We take your financing to the banks, credit unions and non-bank lenders best suited to it, run a competitive process, and negotiate the terms on your behalf.
What it is
Corporate debt advisory is the service we provide to business owners looking to obtain the best possible commercial financing for their business.
In forming Lakepoint Capital, we were guided by a clear purpose and a recognition of the experience and level of client service we could bring to the market. Our combined expertise in commercial lending, banking, law, M&A and accounting amounts to a unique offering within the advisory industry.
What we help with
We've sat on both sides of the negotiating table.
Owner-occupied real estate financing
Buying or refinancing the building your business operates from.
Cash-flow term debt
Loans based on your business's earnings, for growth, acquisitions and partner buyouts.
Operating lines of credit
Working capital for receivables, inventory and seasonal swings.
Corporate credit cards
Card limits sized to how your business actually spends.
Revolving credit lines for equipment
Draw for equipment purchases as you need them, without a new application each time.
Engagement goals
What business owners engage us to achieve.
Additional leverage
Higher approved limits, additional credit facilities and a greater ability to use existing facilities.
Recently secured3x
the operating line for a Kamloops mining services company growing faster than its financing.
Greater flexibility
Pre-approved facilities, more favourable financial covenants and less stringent collateral requirements.
Recently secured100%
unmargined on a $1.5 million operating line for an Okanagan civil contractor.
Recent corporate debt advisory engagements
All corporate stories
$3,025,000Lakepoint funds a shareholder buyout against apartment buildings a bank would not lend on yetAdditional leverage
$5,070,000Lakepoint buys a finished project the time to sell its last units properlyGreater flexibility
$2,430,000Lakepoint cuts $52,000 a year from a non-profit daycare's mortgage paymentsLower costs
$1,580,000Lakepoint moves a North Okanagan developer off private land debt and funds the first phaseGreater flexibility
$1,850,000Lakepoint secures $1,850,000 for a North Okanagan recycler, with no mortgage on the property acquiredAdditional leverageGreater flexibility
$5,145,000$31,500+ in annual savings and four lending relationships consolidated into one for an Okanagan tire groupAdditional leverageLower costsGreater flexibility